Private Equity Firms

In diligence, speed and insight are everything.

Private equity firms don’t get second chances at a first look. That’s why our private equity analytics tools matter. Whether evaluating a financial services platform, a call center-based business, or a SaaS company, the window to uncover meaningful patterns is short—and the data rarely arrives clean. Oh, and you have five other deals on your plate.

Dark Sky Data helps deal teams move faster and dig deeper. Upload raw files, pick the columns in Excel that you want to filter on, and instantly generate the insights that usually take 20+ hours to build. You do not need to build a model from scratch.

  • Cancellation Curves show when events happen—like cancellations, churn, or claims
  • Balance Curves track how loans paydown or receivables increase —by cohort, by product, over time
  • Response Curves reveal how fast leads respond to outreach or buy, if not a first-call close
  • Claim Frequency Curves show when claims occur—by month-in-force, by product, or by customer segment.

 

These tools were built by an investment banker, designed specifically to give deal teams clarity under pressure—no code, no complexity, no delay.

And your data stays secure—we never store, retain, or reuse it.

Balance Curves

Balance Curves are part of our private equity analytics tools, helping deal teams transform raw financial data into intuitive, time-aligned visuals that reveal how money moves across a cohort. Whether you’re analyzing loan paydowns, deposit growth, or client AUM accumulation, this tool aligns every record to a shared starting point—making patterns easy to see and compare.

For private equity firms, Balance Curves offer a fast, flexible way to validate performance claims during diligence or monitor cash flow dynamics post-close. From equipment leases to installment contracts, wealth accounts to payment plans, the curve shows how value is created—or depleted—month by month.

Use it to spot inconsistent trajectories, uncover revenue momentum, or compare cohort behavior across time—without building a model from scratch.

No code. No rework. Just speed and clarity.

Minimum required columns:

  • Fund Date
  • Original Balance ($)
  • Periodic Balances
  • Term (in months)
  • Date of Data Download

Have more fields? Great. Filter by anything: Vintage, Agent, Industry, Channel, State—and more.

From static spreadsheets to side-by-side insight—in seconds.

DO YOU WANT TO KNOW?

  • Are balances actually building the way the target claims?
  • How quickly does cash come in—and when does it slow down?
  • Which cohorts are paying down faster—or lagging behind?
  • Is AUM growing consistently across client vintages?
  • Do some geographies, products, or agents show stronger momentum?
  • Are there early warning signs in revenue or repayment trends?

If it’s in the data room, it’s on your screen—instantly.

Easy to Use

  • Upload your Excel file
  • Choose your filters
  • View the graph instantly
  • Download your results

No coding. No formulas. No data science degree required.

Just fast, clear answers—ready in seconds.

[ Video coming soon ]

USE BALANCE CURVES FOR

Use Case Example Industries
Loan Amortization Consumer Finance, Auto Lending, Equipment Finance
Deposit Balance Growth Depository Banks, Neobanks, Credit Unions
AUM Accumulation Registered Investment Advisors (RIAs), Wealth Management
Payment Plan Monitoring Healthcare, EdTech, Subscription Billing
Installment Contract Performance Insurance, Home Warranty, Buy Now Pay Later (BNPL)
Cohort-Level Cash Flow Trends SaaS (deferred revenue), Membership Models, Maintenance Plans

Cancellation Curves

Cancellation Curves for Private Equity Firms

Validate cancellations. Evaluate the frequency of claims. Uncover timing risks. In seconds. Cancellation Curves are part of our private equity analytics tools, letting deal teams create Cancellation Curves and other event timelines directly from raw contract or customer data—aligned by start date and normalized across cohorts. Instead of relying on anecdotes or static snapshots, you can measure exactly when cancellations, defaults, or prepayments occur—and filter by agent, geography, channel, or product.
In diligence, this means fast answers to critical questions: Are Month 6 cancellations spiking? Do certain vendors drive higher early churn? Is behavior shifting over time? Cancellation Curves also work for churn, prepayments, delinquencies, and usage trends—revealing hidden patterns that influence risk, retention, and performance across your target.

Built for acquisition diligence. Designed by an investment banker.

Minimum required columns:

  • Fund Date
  • Event Date (e.g., Cancellation, Default, Prepayment, Churn)
  • Event Value (optional)
  • Term (in months)
  • Date of Data Download

Have more fields? Perfect. Filter by anything: Vendor, Product Type, Channel, Geography, Agent—and more.

From timelines to truths—in seconds.

DO YOU WANT TO KNOW?

  • What is the cancellation rate?
  • How have recent vintages performed?
  • Are cancellations actually improving—or just offset by recent growth?
  • Do certain vendors, agents, or terms show early signs of churn?
  • When do key events—defaults, prepayments, cancellations—typically occur?
  • Are longer-term contracts truly stable—or just delaying risk?
  • Which cohorts are underperforming—and how early can we tell?
  • Are event timelines consistent across product lines and geographies?

If it happened in the data, we’ll help you see when—and why—it matters.

Easy to Use

  • Upload your Excel file
  • Choose your filters
  • View the graph instantly
  • Download your results

No coding. No formulas. No data science degree required.

Just fast, clear answers—ready in seconds.

USE CANCELLATION CURVES FOR

Use Case Example Industries
Cancellation Pattern Detection Vehicle Service Contracts, Home Warranty, Insurance
Delinquency & Default Timing Consumer Finance, Equipment Leasing, Auto Lending
Churn Timing and Cohort Risk Subscription Businesses, EdTech, Legal Services
Refund Liability Forecasting Extended Warranty, Insurance, Membership Plans
Contract Event Benchmarking Telecom, Home Security, Health Memberships
Revenue Recognition Support SaaS, Compliance Services, Retainer-Based Firms

Marketing Response Curves

See how fast prospects respond—by channel, campaign, or cohort.

Instant visibility into claim patterns—no code, no formulas.

The Claims Frequency Curve tool builds Earnings Curves and Claim Frequency Curves in seconds, using your raw data—by count or dollar amount. This warranty administrator analytics tool quickly track how claims emerge over time—month by month—aligned by origination date.

Use the output to build an Earnings Curve and support accurate Loss Ratio calculations, reserve planning, and pricing.

Easily compare claims frequency by product type, contract term, agent, administrator, vehicle, or any field in your file.

Identify early spikes, long-tail claims, and partner-level differences in just a few clicks.

Minimum required columns:

  • Origination Date
  • Origination Amount ($)
  • Claim Date
  • Claim Amount ($)
  • Contract Term
  • Date of Data Download

Have more fields? Great. Filter by anything: Product, Plan, Agent, Marketing Client, State, Vehicle Type, Finance Company, and more.

It has never been easier to create an earnings curve based on your experience.

DO YOU WANT TO KNOW?

  • Are response patterns consistent with what the Target claims?
  • How quickly do prospects respond after a campaign launches?
  • Do different mailers or creatives generate faster inbound volume?
  • Which list sources, regions, or channels produce higher engagement?
  • Are A/B test results statistically meaningful—or noise?
  • Can the business reliably staff reps based on predicted response curves?

If it’s in the file, we’ll help you see it—clearly and instantly.

Easy to Use

  • Upload your Excel file
  • Choose your filters
  • View the graph instantly
  • Download your results

No coding. No formulas. No data science degree required.

Just fast, clear answers—ready in seconds.

[ Video coming soon ]

USE MARKETING RESPONSE CURVES FOR

Use Case Example Industries
Response Timing Validation Direct Mail Lead Gen, Insurance, Warranty
A/B Campaign Performance DTC Subscription, Consumer Services
Partner Efficiency Analysis Lead Aggregators, Agencies, Broker Networks
Call Center Load Forecasting Telesales-Driven Businesses
Second-Touch Optimization Re-Marketing, Drip Campaign Providers
Marketing Efficiency Benchmarking Any Acquisition or Growth Marketing Business

Frequency Claims Curves

See how fast prospects respond—by channel, campaign, or cohort.

Instant visibility into claim patterns—no code, no formulas.

The Claims Frequency Curve tool builds Earnings Curves and Claim Frequency Curves in seconds, using your raw data—by count or dollar amount. This warranty administrator analytics tool quickly track how claims emerge over time—month by month—aligned by origination date.

Use the output to build an Earnings Curve and support accurate Loss Ratio calculations, reserve planning, and pricing.

Easily compare claims frequency by product type, contract term, agent, administrator, vehicle, or any field in your file.

Identify early spikes, long-tail claims, and partner-level differences in just a few clicks.

Minimum required columns:

  • Origination Date
  • Origination Amount ($)
  • Claim Date
  • Claim Amount ($)
  • Contract Term
  • Date of Data Download

Have more fields? Great. Filter by anything: Product, Plan, Agent, Marketing Client, State, Vehicle Type, Finance Company, and more.

It has never been easier to create an earnings curve based on your experience.

DO YOU WANT TO KNOW?

  • How can I prove that one of my dealerships is putting through a high volume of early claims?
  • Should the earnings curve for loss ratios change based on claim frequency or timing?
  • When do most claims occur—early in the contract, or later?
  • Which products or plans are generating the most frequent claims?
  • How do claims frequency patterns differ across states or vehicle types?

If the data’s in your file, the answers are just a few clicks away.

Easy to Use

  • Upload your Excel file
  • Choose your filters
  • View the graph instantly
  • Download your results

No coding. No formulas. No data science degree required.

Just fast, clear answers—ready in seconds.

USE CLAIM FREQUENCY CURVES FOR

Use Case Example Industries
Reserve & Loss Ratio Calibration Vehicle Service Contracts, Home Warranty, P&C Insurance
Early-Claim Spike & Fraud/Abuse Detection Dealership F&I, Appliance Protection, Home Warranty
Staffing & Parts Forecasting by Month-in-Force Administrators, TPAs, Repair Networks
Product/Plan Comparison (term, deductible, coverage) Warranty Administrators, Insurers, Retail Protection Plans
Geographic & Channel Risk Segmentation Auto, Home Systems, Consumer Electronics
Vendor/Dealer Performance Monitoring Dealer Groups, Installers, Retailers
SLA & Repair Network Planning (Triage & Severity Mix) TPAs, Service Networks, Field Service
Earnings Curve Selection & Audit Support Warranty Finance, Actuarial, Compliance

Benefits

TIME

Build a Cancellation Curve with filters in under 60 seconds

Skip the 10+ hours it takes to do it manually in Excel

ACCURACY

Remove human error with automated calculations

Trust every curve—logic is transparent and repeatable

FLEXIBILITY

Filter on any field in your dataset

Works with your structure—no need to reformat files

Ready to unlock the power of your data with our private equity analytics tools?
We can transform your data into a competitive advantage.