The Claims Frequency Curve tool builds Earnings Curves and Claim Frequency Curves in seconds, using your raw data—by count or dollar amount. This warranty administrator analytics tool quickly track how claims emerge over time—month by month—aligned by origination date.

Use the output to build an Earnings Curve and support accurate Loss Ratio calculations, reserve planning, and pricing.

Easily compare claims frequency by product type, contract term, agent, administrator, vehicle, or any field in your file.

Identify early spikes, long-tail claims, and partner-level differences in just a few clicks.

Minimum required columns:

• Origination Date
• Origination Amount ($)
• Claim Date
• Claim Amount ($)
• Contract Term
• Date of Data Download

Have more fields? Great. Filter by anything: Product, Plan, Agent, Marketing Client, State, Vehicle Type, Finance Company, and more.

It has never been easier to create an earnings curve based on your experience.

• How can I prove that one of my dealerships is putting through a high volume of early claims?
• Should the earnings curve for loss ratios change based on claim frequency or timing?
• When do most claims occur—early in the contract, or later?
• Which products or plans are generating the most frequent claims?
• How do claims frequency patterns differ across states or vehicle types?

If the data’s in your file, the answers are just a few clicks away.

The Cancellation Curve is a warranty administrator analytics tool that builds Cancellation Curves in seconds, using your raw data—by dollar amount or contract count.

Easily track and compare cancellation behavior by product type, term, agent, administrator, finance partner, or any other field in your file.

Quickly evaluate which marketing clients are driving higher or lower cancellation rates—with just a few clicks.

Minimum required columns:

• Origination Date
• Origination Amount ($)
• Cancel Date
• Cancellation Amount ($)
• Contract Term
• Date of Data Download

Have more fields? Even better. Filter by anything: Marketer, Product, Plan, State, Agent, Finance Company, Vehicle Type, and beyond.

• Which marketing partners have higher cancellation rates?
• Are my marketing partner cancellation rates changing due to finance term, down payment, or product?
• Which products flat cancel fastest?
• What’s the cancellation rate at Month 6 versus Month 12?
• Are longer-term contracts or higher-priced plans more likely to cancel?
• Which finance partners are associated with higher cancellation risk?

If the data’s in your file, the answers are just a few clicks away.