Balance Curves
Track how balances shift over time—by contract, loan, policy, or client account—with the Balance Curve Analytics Tool.
This tool transforms raw data into clear, time-aligned visuals that reveal how value moves across a cohort—month by month. Whether you’re tracking balance decline (paydown) or accumulation (build), each record is aligned from Month 1 forward based on origination.
Use the Balance Curve Analytics Tool to:
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Monitor loan paydown by vintage
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Analyze client AUM growth across segments
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Evaluate deposit inflows or recurring revenue behavior
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Benchmark performance across terms, geographies, or customer types
There’s no modeling required—just upload your Excel file and go. No code. No complex setup. Just insight.
Your data stays private. Files are processed in-session only and permanently deleted after each use.
Use Cases
Lender analytics tools
Visualize how balances pay down over time—by product, origination month, credit tier, or vendor. Spot slow-paying cohorts and repayment anomalies instantly.
Benefits
TIME
Build a Balance Curve with filters in under 60 seconds
Skip the 10+ hours it takes to do it manually in Excel
ACCURACY
Remove human error with automated calculations
Trust every curve—logic is transparent and repeatable
FLEXIBILITY
Filter on any field in your dataset
Works with your structure—no need to reformat files