Private Equity Firms

In diligence, speed and insight are everything.

Private equity firms don’t get second chances at a first look. Whether evaluating a financial services platform, a call center-based business, or a SaaS company, the window to uncover meaningful patterns is short—and the data rarely arrives clean. Oh, and you have five other deals on your plate.

Dark Sky Data helps deal teams move faster and dig deeper. Upload raw files, pick the columns in Excel that you want to filter on, and instantly generate the insights that usually take 20+ hours to build. You do not need to build a model from scratch.

  • Experience Curves show when events happen—like cancellations, churn, or claims
  • Balance Curves track how loans paydown or receivables increase —by cohort, by product, over time
  • Response Curves reveal how fast leads respond to outreach or buy, if not a first-call close

These tools were built by an investment banker, designed specifically to give deal teams clarity under pressure—no code, no complexity, no delay.

And your data stays secure—we never store, retain, or reuse it.

Balance Curves

See how balances decline or build —normalized across time, segmented any way you need.

Balance Curves help deal teams transform raw financial data into intuitive, time-aligned visuals that reveal how money moves across a cohort. Whether you’re analyzing loan paydowns, deposit growth, or client AUM accumulation, this tool aligns every record to a shared starting point—making patterns easy to see and compare.

For private equity firms, Balance Curves offer a fast, flexible way to validate performance claims during diligence or monitor cash flow dynamics post-close. From equipment leases to installment contracts, wealth accounts to payment plans, the curve shows how value is created—or depleted—month by month.

Use it to spot inconsistent trajectories, uncover revenue momentum, or compare cohort behavior across time—without building a model from scratch.

No code. No rework. Just speed and clarity.

Minimum required columns:

  • Fund Date
  • Original Balance ($)
  • Periodic Balances
  • Term (in months)
  • Date of Data Download

Have more fields? Great. Filter by anything: Vintage, Agent, Industry, Channel, State—and more.

From static spreadsheets to side-by-side insight—in seconds.

DO YOU WANT TO KNOW?

  • Are balances actually building the way the target claims?
  • How quickly does cash come in—and when does it slow down?
  • Which cohorts are paying down faster—or lagging behind?
  • Is AUM growing consistently across client vintages?
  • Do some geographies, products, or agents show stronger momentum?
  • Are there early warning signs in revenue or repayment trends?

If it’s in the data room, it’s on your screen—instantly.

EASY TO USE

VIDEO
  • Upload your Excel file
  • Choose your filters
  • View the graph instantly
  • Download your results

No coding. No formulas. No data science degree required.

Just fast, clear answers—ready in seconds.

USE BALANCE CURVES FOR

Use Case Example Industries
Loan Amortization Consumer Finance, Auto Lending, Equipment Finance
Deposit Balance Growth Depository Banks, Neobanks, Credit Unions
AUM Accumulation Registered Investment Advisors (RIAs), Wealth Management
Payment Plan Monitoring Healthcare, EdTech, Subscription Billing
Installment Contract Performance Insurance, Home Warranty, Buy Now Pay Later (BNPL)
Cohort-Level Cash Flow Trends SaaS (deferred revenue), Membership Models, Maintenance Plans

Experience Curves

Experience Curves for Private Equity Firms

Validate cancellations. Evaluate the frequency of claims. Uncover timing risks. In seconds.Experience Curves let deal teams create Cancellation Curves and other event timelines directly from raw contract or customer data—aligned by start date and normalized across cohorts. Instead of relying on anecdotes or static snapshots, you can measure exactly when cancellations, defaults, or prepayments occur—and filter by agent, geography, channel, or product.

In diligence, this means fast answers to critical questions: Are Month 6 cancellations spiking? Do certain vendors drive higher early churn? Is behavior shifting over time?Experience Curves also work for churn, prepayments, delinquencies, and usage trends—revealing hidden patterns that influence risk, retention, and performance across your target.

Built for acquisition diligence. Designed by an investment banker.

Minimum required columns:

  • Fund Date
  • Event Date (e.g., Cancellation, Default, Prepayment, Churn)
  • Event Value (optional)
  • Term (in months)
  • Date of Data Download

Have more fields? Perfect. Filter by anything: Vendor, Product Type, Channel, Geography, Agent—and more.

From timelines to truths—in seconds.

DO YOU WANT TO KNOW?

  • What is the cancellation rate?
  • How have recent vintages performed?
  • Are cancellations actually improving—or just offset by recent growth?
  • Do certain vendors, agents, or terms show early signs of churn?
  • When do key events—defaults, prepayments, cancellations—typically occur?
  • Are longer-term contracts truly stable—or just delaying risk?
  • Which cohorts are underperforming—and how early can we tell?
  • Are event timelines consistent across product lines and geographies?

If it happened in the data, we’ll help you see when—and why—it matters.

EASY TO USE

VIDEO
  • Upload your Excel file
  • Choose your filters
  • View the graph instantly
  • Download your results

No coding. No formulas. No data science degree required.

Just fast, clear answers—ready in seconds.

USE EXPERIENCE CURVES FOR

Use Case Example Industries
Cancellation Pattern Detection Vehicle Service Contracts, Home Warranty, Insurance
Delinquency & Default Timing Consumer Finance, Equipment Leasing, Auto Lending
Churn Timing and Cohort Risk Subscription Businesses, EdTech, Legal Services
Refund Liability Forecasting Extended Warranty, Insurance, Membership Plans
Contract Event Benchmarking Telecom, Home Security, Health Memberships
Revenue Recognition Support SaaS, Compliance Services, Retainer-Based Firms

Marketing Response Curves

See how fast prospects respond—by channel, campaign, or cohort.

Marketing Response Curves turn raw contact and response data into intuitive timelines that reveal when inbound leads actually arrive—day by day, from the moment a campaign is launched.

For private equity firms evaluating marketing-led businesses, this tool makes it easy to validate response velocity, compare partner performance, and assess campaign efficiency without building a custom model.

Use it in diligence to confirm management’s claims on response timing, A/B results, or call center readiness—or post-close to optimize spend across vendors and creatives.

View results by days since mail or digital drop, broken out by product, geography, campaign, source, or any field in your file.

Minimum required columns:

  • Mail Date
  • Response Date
  • Date of Data Download

Have more fields? Perfect. Filter by Campaign, State, Channel, Mail Type, Partner, and more.

From raw leads to response insight—fast.

DO YOU WANT TO KNOW?

  • Are response patterns consistent with what the Target claims?
  • How quickly do prospects respond after a campaign launches?
  • Do different mailers or creatives generate faster inbound volume?
  • Which list sources, regions, or channels produce higher engagement?
  • Are A/B test results statistically meaningful—or noise?
  • Can the business reliably staff reps based on predicted response curves?

If it’s in the file, we’ll help you see it—clearly and instantly.

EASY TO USE

VIDEO
  • Upload your Excel file
  • Choose your filters
  • View the graph instantly
  • Download your results

No coding. No formulas. No data science degree required.

Just fast, clear answers—ready in seconds.

USE MARKETING RESPONSE CURVES FOR

Use Case Example Industries
Response Timing Validation Direct Mail Lead Gen, Insurance, Warranty
A/B Campaign Performance DTC Subscription, Consumer Services
Partner Efficiency Analysis Lead Aggregators, Agencies, Broker Networks
Call Center Load Forecasting Telesales-Driven Businesses
Second-Touch Optimization Re-Marketing, Drip Campaign Providers
Marketing Efficiency Benchmarking Any Acquisition or Growth Marketing Business

Benefits

TIME

Build a Cancellation Curve with filters in under 60 seconds

Skip the 10+ hours it takes to do it manually in Excel

ACCURACY

Remove human error with automated calculations

Trust every curve—logic is transparent and repeatable

FLEXIBILITY

Filter on any field in your dataset

Works with your structure—no need to reformat files

Ready to Unlock the Power of Your Data?
We can transform your data into a competitive advantage.