Experience Curves
Cancellation Curves, Claim Frequency Curves
See how behavior unfolds over time—fast. Experience Curves show how key metrics for contracts change as time passes—from cancellations and claims, count and dollar. They turn raw data into visual insights anyone can understand.
In three quick steps, anyone on your team can build and explore curves:
- Upload your Excel file
- Choose your data settings (like date fields and groupings)
- Use Curve Builder to filter columns and reveal trends
Start with cancellations, or go deeper into claims, loan retention, and more. If you can use a spreadsheet, you can use Dark Sky Data.
We never store your data—uploads are processed in-session only and permanently deleted after each use.
Use Cases
Benefits
TIME
Build a Cancellation Curve with filters in under 60 seconds
Skip the 10+ hours it takes to do it manually in Excel
ACCURACY
Remove human error with automated calculations
Trust every curve—logic is transparent and repeatable
FLEXIBILITY
Filter on any field in your dataset
Works with your structure—no need to reformat files
How It Works
Step 1: Upload
Drop in your Excel file—no formatting required.
Big files? No problem. Just make sure the data is in the first tab.
Step 2: SET FIELDS AND FILTERS
Turn any column into a filter.
Compare cancellations by lender, state, product—even Ford F-150s in Texas vs. Camrys in California.
Step 3: Build Curves
The curve builds itself—automatically and instantly.
Hover to reveal exact values with interactive tooltips.
Compare up to five filtered curves side-by-side, ready to explore or export.