Aug 8

Best-in-class Metrics for VSC and Home Warranty Marketers

You Can’t Afford to Guess Most direct-to-consumer marketers in the vehicle service contract (VSC) and home warranty space know their topline numbers. Sales volume. Cancel rate. Cost per lead. But those numbers don’t tell you what’s really happening. They don’t show you which reps are killing margin, which campaigns are quietly failing, or where your […]

Aug 7

The Quiet Leak in Your Funnel: Resold Leads and Lost Contracts

What a spike in your cancellation curve is trying to tell you. Most cancellation curves follow a predictable shape: a small bump in early months, then a slow, steady climb. That’s the norm. But if you’re seeing a sudden spike in Month 3, something is off—and it’s probably not your product. For VSC and home […]

Aug 4

What’s a Cancellation Curve—And What Can It Tell Me That a Simple Cancellation Rate Can’t?

If you’re a VSC or home warranty marketer, tracking cancellations isn’t optional. But if you’re still relying on a single cancellation rate number, you’re missing the full story—and leaving money on the table. A cancellation rate tells you how many customers cancel. A cancellation curve tells you when they cancel—and that changes everything. What is […]

Jul 30

Cancellation Curves: What Slope Tells You That Totals Can’t

At high rate of early cancellation can fundamentally alter the shape of the graph.

In experience curves, the trajectory of cancellations matters more than the final number. For VSC and home warranty marketers, the timing of cancellations drives profitability. Early cancels destroy cash flow—so don’t just track how many. Track when. Why do early cancellations hurt more? If you’re a VSC marketer or home warranty marketer, you know cancellations […]

Jul 22

Why Vintage Analysis Matters in Understanding Cancellations

Two curves, representing different vintages, generated by the Dark Sky Data Experience Curve.

If you’re only looking at your overall cancellation rate, you’re missing the real story. Cancellation behavior isn’t static. It shifts over time—and across different groups of contracts. That’s why you need to break it down by vintage. “A vintage is a group of contracts that started in the same period—typically a month, quarter, or. It’s […]

Jun 19

VSC Cancellation Curve

Reducing VSC cancellations significantly improves profit.

VSC Cancellations: See What’s Costing You—and Fix It FastHow an Improved VSC Cancellation Curve Drops Profit to the Bottom Line Even a small improvement in your VSC cancellations drops straight to the bottom line. Look at the example. Just a 4-point reduction in cancellations—from 52% to 48%—could mean an extra $100,000 in profit every month […]