See how profitability unfolds over time—with the Loss Ratio Curve Analytics Tool. This tool converts earned premium and claims data into time-aligned curves that show how loss ratios evolve month by month. Whether you’re tracking expected performance, identifying underpriced cohorts, or validating reserve assumptions, each record is aligned from Month 1 forward based on inception. […]

Track how balances shift over time—by contract, loan, policy, or client account—with the Balance Curve Analytics Tool. This tool transforms raw data into clear, time-aligned visuals that reveal how value moves across a cohort—month by month. Whether you’re tracking balance decline (paydown) or accumulation (build), each record is aligned from Month 1 forward based on […]