Issue No. 7 | May 19, 2026 Intelligence for F&I agents, administrators, and dealership finance professionals. THE NUMBER: $2.9M $2.9 million is the 2026 IRC §831(b) annual premium volume threshold, up $50,000 from the 2025 limit of $2.85M, per IRS Rev. Proc. 2025-32. A Dealer Owned Warranty Company with annual premium volume below that level […]
Issue No. 7 | May 19, 2026 For warranty administrators who manage loss ratios, reinsurance, and contract performance. This Week: The Participation Spectrum And Its Reserve Implications THE CURVE: $2.9M $2.9 million is the 2026 IRC §831(b) annual premium volume threshold for small P&C company tax treatment, per IRS Rev. Proc. 2025-32, up from $2.85M […]
Issue No. 7 | May 19, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: The Structure Behind Your Administrator’s Claims Exposure THE NUMBER: $2.9M $2.9 million is the 2026 IRC §831(b) annual premium volume threshold for small P&C company tax treatment, per IRS Rev. Proc. 2025-32, up from $2.85M […]
Issue No. 6 | May 12, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: The Structure Behind Your Admin’s Guarantee THE STATISTIC: B+ B+ is the AM Best financial strength rating that states generally require of Contractual Liability Insurance Policy insurers, the entity that backs many VSC, GAP, and […]
Issue No. 6 | May 12, 2026 Intelligence for F&I agents, administrators, and dealership finance professionals. THE STATISTIC: B+ B+ is the minimum AM Best financial strength rating that states generally require of Contractual Liability Insurance Policy insurers, the carrier that backs many VSC, GAP, and ancillary protection products sold at the dealership. That threshold […]
Issue No. 6 | May 12, 2026 For warranty administrators who manage loss ratios, reinsurance, and contract performance. This Week: Clip Structure And Reserve Positioning THE STATISTIC: B+ B+ is the AM Best financial strength rating that states generally require of CLIP insurers backing VSC and ancillary warranty programs. That threshold is the minimum regulatory […]
Issue No. 5 | May 5, 2026 For warranty administrators who manage loss ratios, reinsurance, and contract performance. This Week: The Claims Intelligence Shift THE CURVE: 25% to 42% AI warranty claims processing is identifying deficiencies in 42% of reviewed claims, up from roughly 25% in manual workflows, per MSX International data cited in Colonnade […]
Issue No. 5 | May 5, 2026 Intelligence for F&I agents, administrators, and dealership finance professionals. THE VEHICLE MARKET NUMBER: 27% That is the increase in showroom appointment rates among franchised dealers using AI-driven intent scoring, per Colonnade Advisors’ DealerTech M&A Landscape report (March 2026). The floor traffic arriving at F&I desks in AI-enabled stores […]
Issue No. 5 | May 5, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: The AI Infrastructure Shift THE NUMBER: 13.9% That is how much auto repair and maintenance costs have risen since August 2022, per BLS, compared to 5.6% for general CPI over the same period. The average […]
Issue No. 4 | April 28, 2026 For warranty administrators who manage loss ratios, reinsurance, and contract performance. This Week: The DTC Channel and Your Book THE CURVE: 12.3% The DTC VSC channel is growing at a 12.3% CAGR, per Colonnade Advisors’ March 2026 whitepaper. That is the top-line number. The one that matters for […]