Aug 12

The Direct Marketing Brief: Your Marketing Stack Has DealerTech’s Fragmentation Problem

Issue No. 19 | August 11, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: What Gets Bought vs. What Gets Replaced THE NUMBER: 40+ A franchised dealership can run on more than 40 separate software systems that typically don’t communicate with one another, per Colonnade Advisors’ DealerTech M&A Landscape […]

Jul 22

The Direct Marketing Brief: How Segmented Cancellation Curves Support a Reserve Rate Case

Issue No. 16 | July 21, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: The Reserve Renegotiation Case THE NUMBER: $687.7 billion Federal Reserve G.19 data puts finance company nonrevolving consumer credit outstanding at $687.7 billion in May 2026, down from a 2024 peak of $721.1 billion. Against that […]

Jul 15

The Direct Marketing Brief: Why the Homeowner Savings Gap Is Your Best Targeting Signal

Issue No. 15 | July 14, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: The Savings Gap Is Your Targeting Signal THE NUMBER: 35% Roughly 35% of U.S. homeowners have less than $1,000 saved for home repairs, according to the Federal Reserve’s Survey of Consumer Finances. Average annual home […]

Jul 8

The Direct Marketing Brief: Why Down Payment Tiers Now Drive VSC Cancellation Risk

Issue No. 14 | July 7, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: Cohort-Level Cancel Risk THE NUMBER: 7.52% 7.52% as of February 2026. In today’s financing environment, a $50-per-month swing in a customer’s total payment obligation can have different cancellation implications than it did when auto loan […]

Jul 1

The Direct Marketing Brief: Inflation Confirmed at 4.2% and What It Means for Acquisition Economics

Issue No. 13 | June 30, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: Inflation Confirmed THE NUMBER: 4.2% BLS CPI for May 2026 came in at 4.2% year over year, the highest reading since April 2023, with energy up 23.5% over the same period. The Federal Reserve held […]

Jun 24

The Direct Marketing Brief: Why CPA Rises When Direct Mail Spend Scales Beyond Core Audiences

Issue No. 12 | June 23, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: The Arithmetic Of CPA THE NUMBER: 3–10x House lists return 5–9% response rates. Prospect lists return 0.5–2.5%. That gap, documented in the DMA Response Rate Report, is typically a function of audience quality rather than […]

Jun 17

The Direct Marketing Brief: Operational Discipline as the Direct Mail Performance Variable

Issue No. 11 | June 16, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: Operational Discipline Is The Performance Variable THE NUMBER: 56.8 BILLION USPS delivered 56.8 billion pieces of Marketing Mail in the fiscal year 2025, per the USPS Annual Report, continuing a multi-year volume decline. What remains […]

Jun 10

The Direct Marketing Brief: Flat Cancels and Unfunded Contracts in DTC CPA Analysis

Issue No. 10 | June 9, 2026 Intelligence for direct marketers in insurance, home services, warranty, and protection. This Week: The Two-Problem Fallout THE NUMBER: 31-45 DAYS The typical gap between contract execution and a customer’s first scheduled payment in DTC VSC installment programs is 31 to 45 days. That window is where a contract […]