Category Archives: "The Weekly Curve"

Issue No. 6 | May 12, 2026 For warranty administrators who manage loss ratios, reinsurance, and contract performance. This Week: Clip Structure And Reserve Positioning THE STATISTIC: B+ B+ is the AM Best financial strength rating that states generally require of CLIP insurers backing VSC and ancillary warranty programs. That threshold is the minimum regulatory […]

Issue No. 5 | May 5, 2026 For warranty administrators who manage loss ratios, reinsurance, and contract performance. This Week: The Claims Intelligence Shift THE CURVE: 25% to 42% AI warranty claims processing is identifying deficiencies in 42% of reviewed claims, up from roughly 25% in manual workflows, per MSX International data cited in Colonnade […]

Issue No. 4 | April 28, 2026 For warranty administrators who manage loss ratios, reinsurance, and contract performance. This Week: The DTC Channel and Your Book THE CURVE: 12.3% The DTC VSC channel is growing at a 12.3% CAGR, per Colonnade Advisors’ March 2026 whitepaper. That is the top-line number. The one that matters for […]

Issue No. 2 | April 14, 2026 For warranty administrators who manage loss ratios, reinsurance, and contract performance. This Week: RISING CLAIM COSTS THE CLAIMS COST SIGNAL The oil shock from Iran isn’t hitting one claims category — it’s hitting three at once. On vehicles, as energy and transport costs move higher, the downstream effect […]

Issue No. 1 | April 7, 2026 For warranty administrators who manage loss ratios, reinsurance, and contract performance. This Week: Home Warranty THE CLAIM COST SIGNAL HVAC and refrigeration repair costs increased 49.2% since 2020, per the Bureau of Labor Statistics — nearly double headline inflation of 25.8% over the same period and well ahead […]